Frequently Asked Questions

Frequently Asked Questions:

Q: Are you a stockbroker or insurance agent?

A: Even though we can help you in these areas, unlike a stockbroker or insurance agent, we never put our needs ahead of those of our clients. Our objective is to make sure our clients obtain comfort, control, and flexibility through financial security in their retirement.

Q: Is my money safe with Smarr Finanical Services?

A: All customer brokerage accounts are held direct with a custodian like Schwab, Scottrade, or whomever the clients uses as account holder. We do not "hold" our clients investments. 

Q: What are some of the common questions people have before they retire?

A: Have I accumulated enough to live for the rest of my life without working? Do I manage my money differently during retirement than before? How do I make it last for 30 years? Should I file for Social Security early at a reduced rate? How do I get growth, but still with guarantees of not losing?

Q: What kind of service can I expect working with you?

A: You can expect very high levels of respect, patience, competence, responsiveness, attention to detail, and trustworthiness. You can also expect regular communication with your representative.

Q: What is  "Retirement Planning?"

A: Retirement planning is creating a path to a comfortable retirement. This can be done ten years away from retiring, or ten months, or now! Through education, we help you maximize your retirement income an find the right balance between spending "too much" and spending "too little".  Time is your best friend and your most dangerous enemy.  Preservation of your wealth is critical because playing the market with risky investments is a luxury you simply do not have.

Investments/Insurance licensed in the following states: GA

Insurance Licensed:

Alabama, Georgia, Indiana, Mississippi, North Carolina, South Carolina, Tennessee and Texas for all your Insurance Needs